Terms and Condition
Interpretation and Definitions Interpretation Words with capitalized initial letters have meanings defined under the following conditions. These definitions apply whether in singular or plural.
Definitions
Account: a unique account created to access the Service.
Country: Canada
Company: MCNEILL MORTGAGES
Device: any device that can access the Service such as a computer, cellphone, or digital tablet.
Feedback: suggestions or input submitted regarding the Service.
Goods: items offered for sale through the Service.
Orders: requests to purchase Goods.
Promotions: contests or offers through the Service.
Service: the Website.
Terms and Conditions ("Terms"): this agreement.
Third-party Social Media Service: content or services provided by third parties via the Service.
Website: MCNEILL MORTGAGES, accessible from [email protected]
You: the individual or entity using the Service.
Acknowledgement These Terms apply to all users of the Service. By accessing or using the Service, You agree to be bound by them. Access is only permitted for users over 18 years of age.
Text Message Program (SMS Terms) Program Name: MCNEILL MORTGAGES Alerts Description: Notifications related to mortgage updates, reminders, limited-time offers, or appointment scheduling.
To opt out, text STOP to the sending number. A confirmation message will follow. You will not receive further messages unless You re-subscribe.
To rejoin, opt in through the original subscription method.
For assistance, reply HELP or email [email protected]
Message frequency varies.
Message and data rates may apply.
Mobile carriers are not liable for delayed or undelivered messages.
Privacy Policy: https://mcneillmortgages.com/privacy-policy
This program complies with industry standards and applicable laws.
Placing Orders for Goods You confirm legal capacity to make purchases. Accurate information is required for all Orders. Third-party payment processors may be used.
Order Cancellation Orders may be refused or canceled for reasons including, but not limited to, unavailability, incorrect pricing, or suspected fraud.
Returns Returns must comply with the Return Policy. Goods must be unused and in original packaging. Reimbursements are processed within 14 days. Exclusions apply for:
Customized or personal items
Items with hygiene concerns that have been opened
Digital goods once accessed
Availability and Accuracy Information may not always be accurate or current. I reserve the right to update product listings or cancel orders.
Pricing Prices are subject to change. If post-order adjustments occur due to external factors, You may cancel the order.
Payments Accepted methods include Visa, MasterCard, American Express, and PayPal. Authorization from the issuer is required.
Promotions May be subject to additional terms. If promotional terms conflict with these Terms, promotional terms take precedence.
User Accounts Users must keep account information accurate and passwords secure. I reserve the right to suspend accounts for violations.
Intellectual Property All content and trademarks remain the property of the Company and licensors.
Feedback Feedback submitted may be used freely without compensation.
Third-Party Links Links to other sites are not endorsed or controlled by the Company.
Termination Accounts may be terminated for violations. Termination ends all rights to access the Service.
Limitation of Liability Liability is limited to the greater of $100 or the total paid through the Service. No liability for indirect or incidental damages.
Disclaimer The Service is provided "as is" without warranties of any kind. No guarantee of performance or reliability.
Governing Law These Terms are governed by the laws of Canada.
Dispute Resolution Disputes should first be addressed by contacting [email protected].
EU & US Compliance You confirm You are not located in embargoed countries or on restricted lists.
Severability and Waiver Invalid terms shall be modified; others remain in effect. No waiver unless in writing.
Changes Terms may change at any time. Continued use of the Service indicates acceptance.
Contact For questions, email: [email protected]
© 2025 MCNEILL MORTGAGES - All Rights Reserved.
James McNeill, Mortgage Broker M08002592
Expert Mortgage Lic. #12079